Did You Know Your Siding Choice Could Lower Your Insurance?
- Suzy Albornoz
- Nov 10, 2025
- 4 min read
Updated: Dec 2, 2025
When most homeowners think about upgrading their siding, they picture a new colour, better curb appeal, or maybe a little less maintenance. But here’s something you might not know — your siding choice can actually help lower your home insurance premiums.
That’s right — choosing James Hardie Fiber Cement Siding isn’t just about looks. It’s about protecting your biggest investment while giving you peace of mind, year-round.
Why Insurance Companies Love James Hardie Siding
When it comes to safety and performance, not all siding is created equal. Here’s what makes James Hardie fiber cement siding stand out — and why insurance providers see it as a safer, smarter choice.
✅ 1. Class A Fire Rating
This is the highest possible fire rating, meaning Hardie siding has been tested and proven to stand up to severe fire exposure. It helps slow the spread of flames — protecting your home and giving firefighters more time to respond.
🔥 2. Non-Combustible Material
Unlike wood or vinyl siding, James Hardie products are made from cement, sand, and cellulose fibers, so they won’t ignite or fuel a fire. That’s a huge advantage for homeowners in wooded or high-risk areas where wildfires and exterior sparks can be a concern.
🧪 3. Certified & Proven Safe
Hardie siding meets ASTM E84 standards, which measure flame spread and smoke development. In plain English? It’s been tested, verified, and backed by real science — not just marketing claims.
🏠 4. Protection That Pays Off
Because of its fire-resistant properties, many insurance companies offer discounts or better coverage rates for homes with James Hardie siding. The reasoning is simple: lower risk means lower premiums. That’s protection that truly pays off. 💰
💪🏼 5. Durability + Peace of Mind
Hardie siding isn’t just fire-safe — it’s also built to handle everything Canadian weather throws at it. From snow and rain to scorching summers, it won’t warp, rot, or crack. That’s long-term protection that looks as good as it performs.
Canadian Made. Canadian Trusted.
James Hardie siding is trusted by homeowners, builders, and insurance professionals across Canada. It’s a premium exterior solution that’s designed for real Canadian homes — strong, stylish, and safe.
If you’re looking to protect your investment, save on insurance, and boost your home’s value, James Hardie Fiber Cement Siding is the way to go.
See It in Person
Come see real James Hardie samples at our Burlington showroom — feel the difference, see the colours, and get honest advice from our experienced team.
Trusted Exterior Renovation Experts in Burlington, Oakville & the Halton Region
At CanMac Siding, we’ve been proudly helping homeowners across Burlington, Oakville, and the Halton Region improve, protect, and transform their homes since 2004.
We’re more than just a siding company; we’re your local, full-service exterior renovation team. Our goal is simple: deliver quality craftsmanship, honest advice, and beautiful results that stand up to Canadian weather and add lasting value to your home.
Siding That’s Built to Last
We work with some of the most trusted names in the industry — including James Hardie Fiber Cement Siding, Mitten, Gentek, and Maibec — to offer homeowners durable, stylish, and low-maintenance options for every budget.
Whether you’re looking for vinyl siding, fiber cement, composite, or wood-look products, we’ll help you find the right fit for your home’s style, climate, and long-term goals.
Explore Our Showroom
Visit our Burlington showroom to explore real James Hardie samples, feel the difference in texture, and see the full range of colours and finishes in person. Our team will walk you through everything — from design inspiration to installation details — with transparency and experience you can trust.
Our Exterior Services
At CanMac, we handle everything you need to refresh or rebuild your home’s exterior, including:
✅ Siding Installation & Repairs – Vinyl, fiber cement, composite, and wood siding solutions for every style.
✅ Eavestroughs & Gutter Systems – Seamless, custom-fit, and designed to protect your home from water damage.
✅ Soffit & Fascia – Proper ventilation and a clean finish to complete your home’s exterior look.
✅ Windows & Doors – Canadian-made, energy-efficient options that improve comfort and curb appeal.
✅ Exterior Repairs & Maintenance – Fix damage, upgrade old materials, and keep your home performing its best.
Our experienced team works with homeowners, builders, and designers to ensure every project is done right — on time, on budget, and built to last.
Why Homeowners Choose CanMac
We’ve built our reputation on craftsmanship, communication, and care. Every home we work on is treated like our own, and every client gets the same transparent approach — clear quotes, quality materials, and no hidden surprises.
Whether you’re tackling a full exterior remodel, prepping for resale, or just replacing aging siding, our goal is to help you make informed choices that add beauty and value to your home.
Visit Us in Burlington
Come see why homeowners across the GTA and Halton Region trust CanMac Siding for their exterior renovations. Visit our Burlington showroom to explore product displays, get expert advice, and plan your project with confidence.
📍 5115 Harvester Rd, Unit 11B, Burlington, ON
📞 (905) 639-1007 | 💻 canmacsiding.com
From siding and eavestroughs to windows, doors, soffit, and fascia — CanMac Siding is your one-stop shop for exterior renovation done right.
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